Go Rewards Unionbank Go Rewards Credit Card by UnionBank

Gold
Platinum

Apply for Gold

Earn 1 Go Rewards points for every Php 200 spent

Enjoy complimentary Go Rewards Black Membership

Get exclusive deals and offers from Go Rewards Partners

Automatic points crediting

Earn 1 Go Rewards points for every Php 200 spent

Get 1 Go Rewards Point for every Php 100 sepnt in Robinson Retail Group Stores

Enjoy complimentary Go Rewards Black Membership

Enjoy free Airport Lounge Access

Feel secured with a free Travel Insurance

Get exclusive deals and offers from Go Rewards Partners

Automatic points crediting

Experience shopping rewards with every spend!

Earn points

Earn points anytime, anywhere - wherever Visa is accepted
Php 200 = 1 Go Rewards Point
1 Go Rewards Point = PHP1.00
Points are automatically credited to your Go Rewards account and can be used to purchase an item at over 2000 partner stores

Get exclusive perks

Enjoy a Welcome Gift of Php 3,000 Go Rewards Points for Php 30,000 spend within 60 days from receipt of card
Exclusive UnionBank, Visa and Go Rewards merchant offers
Enjoy complimentary Go Rewards Black Membership

Requirements

At least one Photo-Bearing ID and one document showing Proof of Income (See list of Valid IDs and Income documents here)

Click here to view Fees and Charges

24/7 Banking anywhere, anytime

Log in quicker and more securely with your passcode, fingerprint or Face ID (for iPhone X users).
Transfer funds to other banks for FREE.
Check your balances and transactions of all your UnionBank accounts in one place.
Pay bills anywhere, anytime.

Learn More

;

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

Before proceeding with the application process, make sure you have the official requirements on hand to upload with your application.

Apply Now

Go for the faster way to fly with exclusive travel benefits!

Earn points

Earn points anytime, anywhere - wherever Visa is accepted
Php 200 = 1 Go Rewards Point
1 Go Rewards Point = PHP1.00
Get 1 Go Rewards Point for every Php 100 spent in Robinson Retail Group Stores
Points are automatically credited to your Go Rewards account and can be used to purchase an item at over 2000 partner stores.

Get exclusive perks

Enjoy a Welcome Gift of Php 5,000 Go Rewards Points for Php 50,000 spend within 60 days from receipt of card
Exclusive UnionBank, Visa and Go Rewards merchant offers
Enjoy complimentary Go Rewards Black Membership
Get free Airport Lounge Access
Feel secured with a free Travel Insurance of up to Php 10 Million

Requirements

At least one Photo-Bearing ID and one document showing Proof of Income (See list of Valid IDs and Income documents here)

Click here to view Fees and Charges

24/7 Banking anywhere, anytime

Log in quicker and more securely with your passcode, fingerprint or Face ID (for iPhone X users).
Transfer funds to other banks for FREE.
Check your balances and transactions of all your UnionBank accounts in one place.
Pay bills anywhere, anytime.

Learn More

;

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

Before proceeding with the application process, make sure you have the official requirements on hand to upload with your application.

Apply Now

Fees and Charges	Go Rewards Gold Visa Credit Card	Go Rewards Platinum Credit Card
Annual Fee (Principal)	P 3,000	P 5,000
Annual Fee (Supplementary)	P 1,500	P 2,500
Interest Charge	3.5% Monthly Effective Interest Rate (EIR)* which is computed based on average daily balance. Payment of only the minimum amount due or any amount less than the total amount due for the billing/cycle period, would automatically result to interest and/or other charges.
Late Payment Charge	P 750 per instance
Credit Life Insurance Premium (U-Protect/U-Secure)	P 0.36 (U-Protect) or P 0.55 (U-Secure)will be charged for every P 100 Outstanding Balance.
Cash Advance Service Fee	6% of the transaction amount or P 300, whichever is higher. If done over the counter, an additional fee of P 500 per transaction shall be charged. Interest Charge of 3.5% per month will also be due on each cash advance from the date of the advance until date of repayment in full (including unbilled charges). Cash Advance fee is not considered in the derivation for Cash Advance EIR. Total Annual EIR for Cash Advance transaction is 42%++ for P 5,000 and above transactions via ATM
Overlimit Fee	P 500, automatically billed to the cardholder on cycle date, when total transactions and system generated interest/charges exceed the credit limit.
Late Card Replacement Fee	P 400 for every lost or damaged card
Sales Slip Retrieval Fee	P 200 for every transaction slip requested
Returned Check Fee	P 1,500 for every returned check
Dispute Fee	P 1000 for every invalid dispute case
Refund Fee	P 50 which covers the cost of processing of a refund request in Manager's Check as a result of cardholder's overpayment
Pre-Termination Fee	Applicable to all pre-terminated Installment Transactions; P 500 or 5% of remaining principal balance, whichever is higher.
Service Fee for Foreign Currency Transactions	All charges made in currencies other than Philippine Peso (PhP) shall automatically be converted to the (PhP) billing currency on posting date at the prevailing exchange rate selected by Visa International. This will be based on the range of rates available in the wholesale currency markets or the government-mandated rate if in effect. A fee will be added covering the cost of processing transactions in foreign currencies.
Service Fee for Foreign Currency Transactions	3%	2%
Gaming Fee	5% service fee shall be charged on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including placement of wagers, purchase of lottery tickets or other values in conjunction with any gaming or gambling activity.

UnionBank Go Rewards Gold Visa Credit Card

Experience shopping rewards with every spend! Earn Go Rewards points and use these to pay when you shop at your favorite Robinsons Retail brands.

UnionBank Go Rewards Platinum Visa Credit Card

Experience premium shopping rewards with every spend! Plus, enjoy exclusive platinum privileges. Earn Go Rewards points and use these to pay when you shop at your favorite Robinsons Retail brands.

Earn 1 Go Rewards points for every Php 200 spent

Enjoy complimentary Go Rewards Black Membership

Get exclusive deals and offers from Go Rewards Partners

Automatic points crediting

Earn 1 Go Rewards points for every Php 200 spent

Get 1 Go Rewards Point for every Php 100 sepnt in Robinson Retail Group Stores

Enjoy complimentary Go Rewards Black Membership

Enjoy free Airport Lounge Access

Feel secured with a free Travel Insurance

Get exclusive deals and offers from Go Rewards Partners

Automatic points crediting

Experience shopping rewards with every spend!

Requirements

At least one Photo-Bearing ID and one document showing Proof of Income (See list of Valid IDs and Income documents here)

24/7 Banking anywhere, anytime

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

Go for the faster way to fly with exclusive travel benefits!

Requirements

At least one Photo-Bearing ID and one document showing Proof of Income (See list of Valid IDs and Income documents here)

24/7 Banking anywhere, anytime

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

UnionBank Go Rewards Gold
Visa Credit Card

Experience shopping rewards with every spend!
Earn Go Rewards points and use these to pay
when you shop at your favorite Robinsons
Retail brands.

UnionBank Go Rewards Platinum
Visa Credit Card

Experience premium shopping rewards with
every spend! Plus, enjoy exclusive platinum
privileges. Earn Go Rewards points and use
these to pay when you shop at your favorite
Robinsons Retail brands.