Earn 1 Go Rewards point for every P400 spent thru VISA and Bancnet

No Maintaining Balance

Exclusive access to Go Rewards and Cebu Pacific sale events

Automatic Crediting of Points


  • Enjoy worry-free banking
    • Cashless payments with Visa, locally and abroad
    • No maintaining balance or initial deposit required
    • Send money to remittance centers via UB Online app
    • Deposit to any UB branch, 7-Eleven, PetNet and 8,000 ECPay partners nationwide
    • Interest earning savings account
  • Earn points
    • P400 spend on Visa/Bancnet = 1 Go Rewards points
    • P40 spend on Cebu Pacific = 1 Go Rewards points
    • Points are automatically credited to your Go Rewards account and can be used to redeem in Cebu Pacific, Robinsons Retail stores, Caltex, and more!
  • Be rewarded
    • Get early alerts and exclusive access to Go Rewards and Cebu Pacific sale events
    • Get exclusive UnionBank, Visa and Go Rewards merchant offers


At least two (2) Photo-Bearing ID (See list of Valid IDs here)

Click here to view Fees and Charges

24/7 Banking anywhere, anytime

  1. Log in quicker and more securely with your passcode, fingerprint or Face ID (for iPhone X users).
  2. Transfer funds to other banks for FREE.
  3. Check your balances and transactions of all your UnionBank accounts in one place.
  4. Pay bills anywhere, anytime.

Learn More

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

Before proceeding with the application process, make sure you have the official requirements on hand to upload with your application.