Go Rewards Unionbank Credit Card

Gold
Platinum

Apply for Gold

Apply for Platinum

Earn 1 Go Rewards point for every Php200 spent

Earn 1 Go Rewards point for every Php100 spent in Cebu Pacific

Exclusive access to Go Rewards and Cebu Pacific sale events

Automatic points crediting

Earn 1 Go Rewards point for every Php200 spent

Earn 1 Go Rewards point for every Php100 spent in Cebu Pacific

Free Airport Lounge Access

Free Travel Insurance

Exclusive access to Go Rewards and Cebu Pacific sale events

Automatic points crediting

The fastest way to fly for free with Cebu Pacific!

Earn points

Earn 1 Go Rewards point for every Php200 spent
Earn 1 Go Rewards point for every Php100 spent in Cebu Pacific
Enjoy preferential earn rate from Cebu Pacific when you use your card to pay. Earn 1 Go Rewards point for every Php20 spent
Points are automatically credited to your Go Rewards account and can be used to redeem for free flights!

Get exclusive perks

Early alerts and exclusive access to Cebu Pacific and Go Rewards sale events
Exclusive UnionBank, Visa and Go Rewards merchant offers

Requirements

At least one Photo-Bearing ID and one document showing Proof of Income (See list of Valid IDs and Income documents here)

Click here to view Fees and Charges

24/7 Banking anywhere, anytime

Log in quicker and more securely with your passcode, fingerprint or Face ID (for iPhone X users).
Transfer funds to other banks for FREE.
Check your balances and transactions of all your UnionBank accounts in one place.
Pay bills anywhere, anytime.

Learn More

;

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

Before proceeding with the application process, make sure you have the official requirements on hand to upload with your application.

Apply Now

Go for the faster way to fly with exclusive travel benefits!

Earn points

Earn 1 Go Rewards point for every Php200 spent
Earn 1 Go Rewards point for every Php100 spent in Cebu Pacific
Enjoy preferential earn rate from Cebu Pacific when you use your card to pay. Earn 1 Go Rewards point for every Php20 spent
Points are automatically credited to your Go Rewards account and can be used to redeem for free flights!

Get exclusive perks

Early alerts and exclusive access to Cebu Pacific and Go Rewards sale events
Complimentary access to Pacific Club Lounge at NAIA Terminal 3
Free travel insurance of up to Php10,000,000
Exclusive UnionBank, Visa and Go Rewards merchant offers

Requirements

At least one Photo-Bearing ID and one document showing Proof of Income (See list of Valid IDs and Income documents here)

Click here to view Fees and Charges

24/7 Banking anywhere, anytime

Log in quicker and more securely with your passcode, fingerprint or Face ID (for iPhone X users).
Transfer funds to other banks for FREE.
Check your balances and transactions of all your UnionBank accounts in one place.
Pay bills anywhere, anytime.

Learn More

;

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

Before proceeding with the application process, make sure you have the official requirements on hand to upload with your application.

Apply Now

Fees and Charges	Go Rewards Gold Visa Credit Card	Go Rewards Platinum Credit Card
Annual Fee (Principal)	P 3,000	P 5,000
Annual Fee (Supplementary)	P 1,500	P 2,500
Interest Charge	3.5% Monthly Effective Interest Rate (EIR)* which is computed based on average daily balance. Payment of only the minimum amount due or any amount less than the total amount due for the billing/cycle period, would automatically result to interest and/or other charges.
Late Payment Charge	P 750 per instance
Credit Life Insurance Premium (U-Protect/U-Secure)	P 0.36 (U-Protect) or P 0.55 (U-Secure)will be charged for every P 100 Outstanding Balance.
Cash Advance Service Fee	6% of the transaction amount or P 300, whichever is higher. If done over the counter, an additional fee of P 500 per transaction shall be charged. Interest Charge of 3.5% per month will also be due on each cash advance from the date of the advance until date of repayment in full (including unbilled charges). Cash Advance fee is not considered in the derivation for Cash Advance EIR. Total Annual EIR for Cash Advance transaction is 42%++ for P 5,000 and above transactions via ATM
Overlimit Fee	P 500, automatically billed to the cardholder on cycle date, when total transactions and system generated interest/charges exceed the credit limit.
Late Card Replacement Fee	P 400 for every lost or damaged card
Sales Slip Retrieval Fee	P 200 for every transaction slip requested
Returned Check Fee	P 1,500 for every returned check
Dispute Fee	P 1000 for every invalid dispute case
Refund Fee	P 50 which covers the cost of processing of a refund request in Manager's Check as a result of cardholder's overpayment
Pre-Termination Fee	Applicable to all pre-terminated Installment Transactions; P 500 or 5% of remaining principal balance, whichever is higher.
Service Fee for Foreign Currency Transactions	All charges made in currencies other than Philippine Peso (PhP) shall automatically be converted to the (PhP) billing currency on posting date at the prevailing exchange rate selected by Visa International. This will be based on the range of rates available in the wholesale currency markets or the government-mandated rate if in effect. A fee will be added covering the cost of processing transactions in foreign currencies.
Service Fee for Foreign Currency Transactions	3%	2%
Gaming Fee	5% service fee shall be charged on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including placement of wagers, purchase of lottery tickets or other values in conjunction with any gaming or gambling activity.

UnionBank Cebu Pacific Gold Visa Credit Card

Your fastest way to fly for free with Cebu Pacific. Earn Go Rewards points with every spend and redeem for free flights!

UnionBank Cebu Pacific Platinum Visa Credit Card

Earn Go Rewards points with every spend, plus enjoy exclusive Cebu Pacific benefits and perks.

Earn 1 Go Rewards point for every Php200 spent

Earn 1 Go Rewards point for every Php100 spent in Cebu Pacific

Exclusive access to Go Rewards and Cebu Pacific sale events

Automatic points crediting

Earn 1 Go Rewards point for every Php200 spent

Earn 1 Go Rewards point for every Php100 spent in Cebu Pacific

Free Airport Lounge Access

Free Travel Insurance

Exclusive access to Go Rewards and Cebu Pacific sale events

Automatic points crediting

The fastest way to fly for free with Cebu Pacific!

Requirements

At least one Photo-Bearing ID and one document showing Proof of Income (See list of Valid IDs and Income documents here)

24/7 Banking anywhere, anytime

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

Go for the faster way to fly with exclusive travel benefits!

Requirements

At least one Photo-Bearing ID and one document showing Proof of Income (See list of Valid IDs and Income documents here)

24/7 Banking anywhere, anytime

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

UnionBank Cebu Pacific Gold
Visa Credit Card

Your fastest way to fly for free with Cebu Pacific.
Earn Go Rewards points with every spend and
redeem for free flights!

UnionBank Cebu Pacific Platinum
Visa Credit Card